We have an exciting opportunity to join our Commercial Underwriting Department as a Senior Underwriter.As a Senior Underwriter in the Commercial Portfolio Management and Change team , you will support the implementation of underwriting standards in AXA Ireland as an expert in the relevant Commercial classes of business in line with stated risk appetite.At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work majority of your week away from home. Away from home means either attendance at one of our head office locations, visiting clients or attending industry events.Responsibilities will include:· Documenting of risk acceptance criteria and risk appetite for each class of business and continuous review of same.· Evaluating competitors risk acceptance criteria through internet reviews, mystery shopping and working closely with BDMs to obtain Broker information.· Highlight areas of concern and make recommendations for change based on completed reviews.· Completing product benchmarking on individual classes.· Responsibility for smaller nonmaterial classes of business/product/Scheme offerings.· Identifying new product and/or process opportunities to improve products and strengthen Underwriting rules to reduce claims and/or improve overall customer experience.· Ad hoc analysis of portfolios to identify areas of concern and development of action plans.· Maintenance of Underwriting licence system for all staff.· Maintenance and refinement of underwriting rulebooks for relevant classes.· Develop and deliver Underwriting training programmes to sales and Underwriting staff on product features and acceptance rules, rating, and risk appetite.· Work with Trading Underwriting and Claims teams to ensure effective implementation of Underwriting standards.· Act as business lead or underwriting subject matter representative on cross functional projects.· Act as a point of referral for complex technical queries from staff in sales, claims, AXA Legal Services, broker partners, digital, marketing and other underwriting staff.· Produce reports with clear findings and recommendations as requested.· Third party provider engagement notably on exposure management and support systems· Performance analysis and reporting of the Commercial products using available analytical and reporting systemsQualificationsAbout You/Qualifications:· A minimum of 6 years’ experience in a relevant risk acceptance and rating environment is essential· CIP Qualification essential, with MDI or ACII desirable· Have a detailed understanding of underwriting, rating and acceptance criteria.· Capable of making quality risk assessment decisions.· Excellent negotiation, influencing and interpersonal skills.· Strong analytical and numerical reasoning skills.· Experience of working in teams and successful record of project delivery.This role is an allocated Controlled Function under Fitness & Probity Regime, which means the successful candidate will be subject to an enhanced level of background screening requirements. You can find more information on axa.ie/careers.This recruitment campaign will be used to support permanent, temporary and/or extension for any upcoming similar positions.
