Review Manager - Credit Review Team

Dublin Cork
Permanent
Full-time

1 day ago

At AIB, our values guide how we work and how we support each other. We're looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You'll treat colleagues and customers with fairness and Show Respect, and you'll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.Do you have strong credit risk experience and skills?Do you want a visible leadership role at the centre of material credit risk oversight?Would you like exposure to complex credit activity and senior decision making?Do you want an opportunity to shape and strengthen credit assurance capability within AIB's Risk function?If you're motivated by independent challenge, leadership accountability and improving risk outcomes, we'd love to hear from you.What is the Role:Risk Assurance & Validation (RAV) is AIB's independent second line function, providing oversight and assurance on the effectiveness of risk management, controls and regulatory compliance across the Group.We are seeking a Level 4 Review Manager to lead a Credit Review team focused on Capital Markets and Climate Capital credit assurance. This is a senior people leadership role with accountability for delivering independent, risk-based assurance over complex and judgement driven credit exposures.RAV is a team of specialists across several diverse areas - including Credit Risk, Financial Risks, Sustainability & ESG, Operational Risks, Resilience, Data Protection, Regulatory Compliance, Business Model & Strategy and Conduct & Culture - accessing senior stakeholders within the organisation and plenty of opportunities to obtain great exposure and experience across all areas of the Bank. We have a culture where investing in people is paramount, where we cultivate talent and where we foster professional development.We're looking for someone who can:

Lead and be accountable for the end-to-end delivery of credit and assurance reviews in line with the RAV's Board-approved assurance plan.
Proactively manage priorities, resources and dependencies to ensure high-quality, timely delivery of credit reviews.
Role-model disciplined execution, rigorous and evidence-based challenge, and clear ownership of outcomes.

Provide independent second-line challenge over:

credit decisioning and governance,
adherence to Group Credit Policy and risk appetite,
quality of underwriting, monitoring and escalation,
application of IFRS 9 staging and ECL judgement where relevant.

Act as a senior RAV point of contact for Capital Markets, Climate Capital and Risk stakeholders (amongst others).
Present clear insights and issues to senior management and governance forums.

Lead, coach and develop a high-performing credit review team through regular feedback, coaching and performance conversations.
Create an inclusive, psychologically safe environment that encourages challenge and high standards.

Role-model AIB Values and behaviours, promoting integrity, accountability and transparency.

Minimum Criteria: * Strong experience in credit risk, ideally with experience in capital markets or complex corporate lending within a regulated financial institution.

Demonstrated ability to lead teams, ideally in a second line, oversight, assurance or audit context.
Sound understanding of credit governance, policy frameworks and regulatory expectations.
Ability to operate confidently with senior stakeholders, providing credible and constructive challenge.
Experience with IFRS 9, model risk, RDARR or BCBS 239 related topics is desirable but not a minimum requirement.
Professional qualification in a relevant discipline (or working towards one) is desirable.

Why Work for AIB:We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.Some of our benefits include;

Market leading Pension Scheme
Healthcare Scheme
Variable Pay
Employee Assistance Programme
Family leave options
Two volunteer days per year

Behavioural Capabilities: * Ensures Accountability - Holding self and others accountable to meet commitments.

Collaborates - Building partnerships and working collaboratively with others to meet shared objectives.
Develops & Empowers - Lead, coach and develop through regular feedback and performance conversations. Support talent development and succession planning.

Technical Capabilities: * Credit Risk Analysis - in depth knowledge of credit decisioning, credit grading, Group Credit Policies and risk appetite, underwriting standards, requirements for timely and effective of credit management of exposures, and application of IFRS 9 staging and ECL judgement where relevant.

Auditing Principles and Tools - Understands and applies auditing principles and tools to safeguard assets and evaluate an organisation's internal control environment.
Negotiation and Influencing - Engages in discussion to reach an agreement and create outcomes, affecting the action, behaviours, or opinions of others.

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Nicole Pasquetti, at for a conversation.AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team atDisclaimer:Unsolicited CV's sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.Closing Date: 29th April 2026

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