Loans Officer - Finglas Credit Union Ltd

Credit Unions

  • Finglas, Dublin
  • Permanent
  • Full-time
  • 1 hour ago
  • Apply easily
Loans OfficerAbout UsFinglas Credit Union is a not-for-profit, community-based credit union committed to serving its members with integrity, professionalism, and care. Since our foundation, we have grown to become a trusted financial partner in the community, delivering exceptional value and service across our member base. With a strong focus on people rather than profit, we support the financial well-being of our members at every stage of life.The Role – Loans OfficerWe are currently seeking a Loans Officer to join our team. The successful candidate will be responsible for assessing and processing loan applications in line with Finglas Credit Union’s lending policies and procedures, and in accordance with responsible lending practices. This role also involves contributing to product development, process improvement, and reporting within the lending function.This role will be based in either our main office in Finglas village or our sub-office in Charlestown Shopping Centre.This is a fantastic opportunity for a motivated individual with lending experience to grow their career within a progressive, community-focused financial institution.Key Responsibilities
  • Assess and grant loans in line with lending policy and within authorised lending limits.
  • Communicate effectively with members throughout the loan process — in person, by phone, and via digital platforms.
  • Work closely with the CEO and Lending & Business Development Manager on:
  • Lending strategy and policy development
  • Loan product design and enhancement
  • Improving lending procedures and administrative efficiency
  • Prepare and contribute to internal lending reports, metrics, and KPIs.
  • Support the training, coaching, and mentoring of junior lending staff.
  • Oversee loan documentation, including security, credit agreements, and compliance with AML and Customer Due Diligence procedures.
  • Liaise with colleagues in credit control, member services, operations, and marketing to ensure a seamless lending experience for members.
The Ideal Candidate Will Have:
  • At least 3 years' experience in a financial, regulated, or customer-focused role.
  • A relevant qualification such as QFA, APA loans or CUA is highly desirable. Candidates without a qualification must be willing to complete at least two QFA modules within two years of employment.
  • Strong knowledge of lending practices, financial products, and credit risk assessment.
  • Excellent communication and interpersonal skills, with the ability to engage with members and colleagues professionally and empathetically.
  • Experience in or a good understanding of the credit union sector in Ireland.
  • The ability to meet the Minimum Competency Code (MCC) requirements for lending as set out by the Central Bank of Ireland, and a commitment to ongoing professional development.
  • Providing cover as required between our main and Charlestown offices.
How to ApplyTo apply, please submit your CV and a cover letter by email to:
📧 ceo@finglascu.ie
🗓️ Closing Date: Monday, 30th September 2025
Please include “Loans Officer Application” in the subject line of your email.
Shortlisting may apply, and assessment will be based on the information provided in your application.
Finglas Credit Union Limited is proud to support an inclusive and diverse workforce.#LI-DNI

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